Your Auto Insurance Benefits are Changing

Your auto insurance benefits are changing.  Before you renew your policy, you need to make important coverage decisions.

Effective June 1, 2016, the Ontario government has introduced changes to the automobile insurance system to help make insurance premiums more affordable. These changes only apply to auto insurance policies issued or renewed on or after June 1, 2016.

The changes will give you more choice over the coverages you select and the price you pay for auto insurance. Many of the changes affect the Statutory Accident Benefits you receive if you are injured in an auto accident, regardless of who is at fault. Some of these benefits have been reduced and some options for increased coverage have been eliminated or changed.

Our Broker Association has created a video, highlighting the importance of selecting the appropriate benefit limits for your Ontario Auto Policy.

Your renewal policy, after June 1, 2016, automatically has the new lower standard benefits that will take effect on your renewal date. The most significant changes to your policy are:


Your policy won’t change until it is time for it to be renewed. When you receive your renewal documents you will also be provided with more information on the changes and your new options. This will help you make an informed decision.

After June 1, 2016, you can choose to make changes to your existing policy to take advantage of the new levels and options, without having to wait for it to come up for renewal.

Please contact our office to discuss these important changes to your auto policy.